About Approachable Finance

An Introduction to Approachable Finance

Approachable Finance Ltd is a dedicated independent financial consultancy based in the Aire Valley between Skipton and Keighley. We service clients from around the United Kingdom with a focus on providing unbiased financial solutions for both businesses and individuals.

We are specialists in providing independent financial and insurance advice for Medical Professionals and Practices across the UK. This experience has been gained over many years as an IFA (Independent Financial Adviser) and previously working exclusively with Wesleyan, Medical Sickness and BMA Services.

Approachable Finance (IFA)

  • Life and Critical Illness
  • Income Protection
  • Investment Portfolios
  • Personal Pensions
  • Annuities
  • IHT and Estate Planning
  • School Fees Planning
  • SIPPs

Approachable Finance (Mortgages)

  • Mortgages
  • Remortgages
  • Buy-to-Let*
  • Buildings and Contents Insurance
  • Unemployment Insurance

(*not usually regulated by the Financial Services Authority)

Our Mission

Our Mission

To Provide Approachable, Innovative, Independent Advice to Businesses and Individuals.

To save medical practices money on locum and surgery insurance without compromising cover, thus enabling reinvestment in care provision.

Our Promise

Our Promise

The Guiding Principle of Treating Customers Fairly is Embedded in All of Our Work.

We are financial consultants not sales people and we will be ethical and fair at all times in the advice we give and the services we provide.

The Benefits

The Benefits

We Communicate our Plans and Services in Straight Forward and Easy to Understand Formats

Medical professionals require specialist advice and we understand the financial issues facing doctors and medical staff across the country.

How We Are Paid

As a firm we understand client's concerns with paying excess charges. Our remuneration system is compliant with the FCA's (Financial Conduct Authority) Retail Distribution Review. This means we are able to charge both fees and/or take commission from the provider or, in some cases, offer a combination of both.

In the case of Locum and Surgery Insurance in the majority of the cases we do not charge a fee to the client and take commission from the provider. However, as true IFA's, we offer both options.There are occasions where it is advisable for the client to pay us a fee instead of us taking commission. However as each case and individual is different we explain the various options to the client on the first meeting. What we ensure is the following:

  • The first meeting is ALWAYS on a 'free' and no obligation basis.
  • We always try to work to the best interests of our client not ourselves.
  • All charges are visible and if clients are paying a fee we will offer 'quotes' of how much the work will be upfront.