Everything You Need To Know About Pharmacist Locum Insurance

Being a locum pharmacist in the UK is a pretty good job. According to Chemist & Druggist, UK-based locum pharmacists earned £22.34 per hour on average in 2020 (https://www.chemistanddruggist.co.uk/). That is near enough £900 a week for a five-day week, or about £47,000 a year. Nice work if you can get it.

Affordable Optometrist Locum Insurance That Gives You The Right Cover

Optician locum insurance is not cheap. When you desperately need a locum optometrist for your practice in the UK you are looking at around £300 a day, so that’s £2,500 for a locum for a fortnight.

The problem with requiring locums is that, apart from pre-booked times such as holidays, you really have no idea when you would otherwise need one or for that matter for how long you would need one. If somebody in your practice goes sick, it might be for a short while, or it could be for weeks.

Perfect Locum Insurance Cover For Dentists

When you run a dental practice, there are probably only a very few people involved. Many practices only have two or three dentists, the practise nurses, and reception staff, and this means that there can be problems if someone goes sick. All right, if they have a cold and are off for two or three days you can probably manage to deal with that. If it is one of the dentists, that will mean that you have to contact all his or her patients over those few days and re-book their appointments. But you can probably manage.

Approachable Finance is one of the Top 100 IFA’s in the country!

This has year has probably shown the highest rates of volatility in investments we have seen for the last 10 years. Volatility is the ‘degree of a trading price series as measured by the standard deviation of logarithmic returns’ which translated into ‘Yorkshire’ is how much your investments go up and down! Many existing clients are obviously concerned about the effects of Brexit next year however the markets this year have largely been affected by US companies (especially the technology companies) and the ‘bond’ market.

There are a few things to consider when making any investment. The two main ones are ‘Time’ and ‘Risk’. Your ‘Risk’ determines if you are prepared to take even a small or cautious capital risk with your money. ‘Time ‘is important as any investment should be judged ultimately over a ‘medium term’ period (typically 5 years). The answer to these two questions will determine a client’s ‘suitability’.

This year marks our 10th year as a family business and we are proud to have been nominated by VouchedFor.co.uk as one of the top 100 IFA’s in the country based on our client reviews. We have also made an investment in our local area by the purchase of a dedicated office on Cross Hills Main Street.

If you are frustrated by the low level of return on your savings and you want a ‘New Approach to your Finances’, then please feel free to pop into our new offices at any time for a no obligation cup of tea and chat.

Chris